:root{
  --blue:#0b4dbb; --blue2:#1c7df4; --dark:#0b1220; --text:#111827; --muted:#5f6b7a;
  --line:#e7ecf3; --bg:#f5f8fc; --white:#fff; --max:1220px; --r:18px; --shadow:0 16px 40px rgba(12,25,55,.08);
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text)}
img{display:block;max-width:100%;height:auto} a{text-decoration:none;color:inherit}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:99;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:12px;font-weight:900}
.brand img{width:42px;height:42px}
.brand small{display:block;color:var(--muted);font-size:11px;font-weight:800;letter-spacing:.7px}
.menu{display:flex;gap:8px;flex-wrap:wrap}
.menu a{padding:10px 12px;border-radius:12px;font-weight:800;font-size:14px}
.menu a:hover{background:#f1f5fb}
.actions{display:flex;gap:10px;align-items:center}
.lang{height:42px;border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 10px;font-weight:800}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:14px;font-weight:800;border:1px solid transparent;transition:.2s;background:#fff}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 22px rgba(11,77,187,.24)}
.btn-primary:hover{background:#09439f}.btn-light{border-color:var(--line)} .btn-light:hover{background:#f4f7fb}
.hero{background:linear-gradient(135deg,rgba(11,77,187,.98),rgba(15,29,61,.96));color:#fff;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:30px;align-items:center;padding:54px 0 44px}
.badge{display:inline-block;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);font-size:12px;font-weight:800}
.hero h1{font-size:48px;line-height:1.03;letter-spacing:-1px;margin:14px 0 12px}
.hero p{font-size:17px;line-height:1.65;color:#d9e9ff;max-width:60ch;margin:0}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.hero-card{background:rgba(255,255,255,.97);color:var(--dark);border-radius:26px;overflow:hidden;box-shadow:0 28px 70px rgba(0,0,0,.18)}
.hero-card-top{padding:18px 20px;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:12px;font-weight:900}
.hero-card-top img{width:36px;height:36px}
.hero-visual{position:relative;border-radius:24px;overflow:hidden;border:1px solid rgba(255,255,255,.14)}
.hero-visual img{width:100%;height:100%;object-fit:cover}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field{display:flex;flex-direction:column;gap:7px}
label{font-size:12px;font-weight:800;color:var(--muted)}
input,select,textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:13px 13px;font-size:14px;background:#fff;outline:none}
textarea{min-height:100px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:#87b9ff;box-shadow:0 0 0 4px rgba(28,125,244,.12)}
.note{font-size:12px;color:var(--muted);line-height:1.5;margin-top:10px}
section{padding:56px 0}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:16px;margin-bottom:18px}
.section-head h2{margin:0;font-size:30px;letter-spacing:-.5px}
.section-head p{margin:0;color:var(--muted);max-width:74ch;line-height:1.6}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);overflow:hidden}
.card-body{padding:18px}
.icon{width:48px;height:48px;border-radius:14px;background:#eff5ff;display:grid;place-items:center;font-size:24px;margin-bottom:12px}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0;color:var(--muted);line-height:1.55;font-size:14px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:20px}
.step .n{font-size:12px;color:var(--blue);font-weight:900}
.step h3{margin:10px 0 8px;font-size:18px}
.step p{margin:0;color:var(--muted);line-height:1.55;font-size:14px}
.sectors{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.sector{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.sector img{width:100%;aspect-ratio:4/3;object-fit:cover;background:#eef3fb}
.sector div{padding:14px 16px;font-weight:800}
.band{background:linear-gradient(135deg,rgba(11,77,187,.98),rgba(15,29,61,.96));color:#fff}
.band-wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.band h3{margin:0;font-size:28px}.band p{margin:8px 0 0;color:#d9e9ff}
.page-hero{background:#fff;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:38px;letter-spacing:-.8px;margin:10px 0 8px}
.breadcrumb{font-size:12px;color:var(--muted);font-weight:800}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;box-shadow:var(--shadow)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px}
footer{background:#0b1220;color:#c6d0dd;padding:36px 0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:18px}
.footer-title{font-weight:900;color:#fff;margin:0 0 12px}
.footer-small{font-size:13px;line-height:1.7;color:#9fb0c1}
.copy{margin-top:22px;padding-top:14px;border-top:1px solid rgba(255,255,255,.12);font-size:12px;color:#93a4b6}
@media(max-width:1024px){.hero-grid,.cards,.steps,.sectors,.footer-grid,.two-col{grid-template-columns:repeat(2,1fr)} .hero-grid{grid-template-columns:1fr}}
@media(max-width:620px){.menu{display:none}.cards,.steps,.sectors,.footer-grid,.two-col,.grid2{grid-template-columns:1fr}.hero h1{font-size:38px}}